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Environmental Liability Insurance Coverage
We offer environmental liability insurance, also called pollution liability insurance, to all types of businesses. We offer coverage from the Philadelphia Insurance Companies and from multiple other insurers.
Call us at 1-877-245-5887 if you have any questions or wish to discuss your insurance needs. We're looking forward to earning your business.
What is Environmental Liability Insurance?
Environmental liability insurance provides protection from bodily injury, property damage, and remediation expenses arising out of the release of contaminants into the environment.
Who Generally Purchases Environmental Liability Insurance?
We can provide environmental liability insurance to any type of business, but the most common businesses that purchase the coverage include contractors, dry cleaners, petroleum and petrochemical companies, mining companies,
manufacturers, chemical companies, real estate companies, medical facilities and many others.
What Coverages are Provided by an Environmental Liability Insurance Policy?
We offer environmental liability coverage from the Philadelphia Insurance Companies and from many other insurers. As an example, Philadelphia Insurance offers two types of insurance policies, one for contractors
(Contractors Environmental Coverage) and one for other businesses (Premises Environmental Coverage). The tables below summarize the coverages available under both policies:
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Contractors
(Contractors Environmental Coverage) |
Contracting Operations Environmental Liability
Waste Disposal Liability
Insured Location Liability
Image Restoration
Professional Liability
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Other than Contractors
(Premises Environmental Coverage) |
Remediation of On-site and Off-site Contamination
Third Party Bodily Injury and Property Damage
Image Restoration
Non-Owned Locations Coverage
Transported Cargo Coverage
Underground Storage Tank Coverage
Mold Coverage |
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The partial definitions of some of the above coverages, as provided by Philadelphia Insurance, is as follows (provided as an example only, please read your policy carefully for the exact coverage terms including definitions, exclusions and limitations):
Contracting Operations Environmental Liability: Provides coverage for the loss or remediation expense that the insured becomes legally obligated to pay as a result of contamination caused by its contracting operations, completed operations or transportation (as a result
of a claim for bodily injury, property damage or environmental damage).
Waste Disposal Liability: Provides coverage for loss or remediation expense that the insured becomes legally obligated to pay as a result of a claim for bodily injury, property damage or environmental damage arising out of contamination caused by waste disposal.
Insured Location Liability: Provides coverage for loss or remediation expense that the insured becomes legally obligated to pay as a result of emergency expenses or a claim for bodily injury, property damage or remediation expense arising out of contamination on, under or
migrating beyond the legal boundaries or the insured location.
Image Restoration: Provides coverage for expenses incurred for image restoration arising out of damages to the insured's reputation or consumer confidence as a result of contamination that results in bodily injury, property damage, or remediation expense covered under the policy.
Professional Liability: Provides coverage for the professional loss that the insured becomes legally obligated to pay as a result of a claim arising from an actual or alleged act, error or omission in the performance of professional services.
Remediation of On-site and Off-site Contamination: Provides coverage for remediation expenses resulting from contamination on, under, or migrating from and beyond the boundaries of the insured location.
Third Party Bodily Injury and Property Damage: Provides coverage for the loss that the insured is legally obligated to pay as a result of a claim from bodily injury or property damage arising out of contamination on, under or migrating from the insured location.
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CB Malaga Insurance Services LLC operates in the following states
Arizona, Arkansas, California, Colorado, Connecticut, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New York, North Carolina,
Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming.
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